Parties involved with construction projects usually attempt to allocate and shift certain risks of loss or claims amongst one another via contractual provisions and by requiring various types of insurance coverage as a condition of working on a project. When a claim arises, it is necessary to evaluate and enforce our clients’ rights under their contracts and the applicable insurance policies to ensure that the appropriate parties bear the costs associated with defending or resolving the claim. Our attorneys regularly analyze and enforce our clients’ rights under other parties’ commercial general liability and other insurance policies, including their rights as additional insureds under such policies. When our clients, their insurance carriers, or their sureties elect to resolve a claim, we also handle subrogation and recovery actions against the parties responsible for such claims. Our experience evaluating and enforcing insurance rights and claims is a critical advantage for efficiently and appropriately handling construction claims and lawsuits.
In Amerisure v. Auchter/Arch, Case No. 3:16-cv-407-J-39JRK (M.D. Fla. Mar. 27, 2018), the United States District Court for the Middle District of Florida arguably expanded the definition of “property damage” under a commercial general liability (“CGL”) policy, following a seeming trend in federal court decisions in Florida.October 21, 2013